Sofa Finance Options
Flexible finance options, suited to your lifestyle. Whatever you have got your eye on, Sofa Club offers a range of payment options that suit, so you can spread the cost of your new sofa.
4 Interest-Free Payments
Up to £1500
6/9/12 months interest-free
24/36 months at 12.9% fixed interest

6/9/12 months interest-free
In-Store Only
loan calculator
Use our calculator to find out how much your payments will be.
LOAN AMOUNT
Up to £5000
Account for extras
LOAN TERM (MONTHS)
Longer term loans are subject to interest
APR
This quote is based on representative APR
0%
Repayment
£10.88/month
Repayment Term
12 Months
Total Repayment
£748.12
HOW TO APPLY FOR FINANCE
It’s easy!
01
Step 1
Once you have decided on which items you wish to purchase, select these into your basket and checkout as normal.
02
Step 2
Continue through the checkout and select a payment option that suits your lifestyle. This may direct you to one of a finance partners.
03
Step 3
Our finance provider will then ask for your personal details such as employment information, proof of address and bank details.
04
Step 4
You will then receive an instant decision and will be redirected back to the checkout to complete the order.
Looking to spread the cost of your dream sofa to make your house a home? At Sofa Club we offer finance that allows you to spread the cost easily over terms that suit you. Our finance options are available in-store and online, on orders over £50. Pay just a 10% deposit today to complete your order.
INTEREST-FREE CREDIT
Spread the cost over 1 year with 0% interest on all orders with a minimum value of £600. With only a 10% minimum deposit required at the time of purchase.LONGER-TERM CREDIT
If you’re looking for the lowest monthly repayments so your dream sofa doesn’t get in the way of your finances, then choose from one of our 14.9% APR Representative finance plans. Our interest bearing finance can be taken out over 24 & 48 months on orders with a minimum value of £600. Choosing this option will offer you the most affordable monthly payments. Use our online finance calculator to work out your monthly payments.